Postdoctoral Associate · Weill Cornell Medicine

Miaoqing
Jia

贾 苗 青  ·  PhD · CFA · FRM

Health economist studying insurance coverage, medication access, and the rules that decide who gets care.

I graduated with a PhD in Economics from Boston University in 2022, and I am currently a Postdoctoral Associate at Weill Cornell Medicine. My research fields are health economics, applied microeconomics, industrial organization, and value-based insurance design.

New York, NY PhD · BU 2022 BS · Union 2016
MJ
Miaoqing Jia
Currently Selected work
  • /01
    Integrated special needs plans and supplemental benefits for dual eligibles
    NIMH R01 · how plan integration and added benefits shape care for dual eligibles
  • /02
    C-SNPs, value-based insurance design, and cardiorenal-metabolic therapy
    Preliminary analysis of condition-tailored plan design, treatment entry, and persistence
  • /03
    GLP-1 access: coverage, denial, and continuity
    Denials, what follows an initial denial, and continuity across a change in coverage
  • /04
    Coverage and adoption of AI-enabled medical technology
    How payment rules shape whether new technology reaches patients
News Recent
  • OCT 2026 AI Stroke Triage and Mechanical Thrombectomy selected for the 3rd Annual Washington Health Economics Symposium in Washington, DC.
  • SEP 2026 Antibiotic Resistance, Drug Prices, and Entry published in Economics & Human Biology.
  • 2026 Social Needs Screening and Subsequent Acute Care Utilization accepted for publication.
  • 2026 A Machine Learning Approach to Place-Based Cardiovascular Prevention in NYC published in American Journal of Preventive Medicine.
  • 2026 Fluoroquinolone Prescribing to Older Adults published in Antimicrobial Stewardship & Healthcare Epidemiology.
  • APR 2025 Joined Weill Cornell Medicine as a Postdoctoral Associate.
/01 About

A health economist working at the intersection of coverage, data, and care.

Trained in applied microeconomics, industrial organization, and causal inference.

I joined the Department of Population Health Sciences at Weill Cornell Medicine in April 2025, after completing my PhD in Economics at Boston University. My research asks how the design of insurance coverage — what a plan covers, what it asks people to pay, and what it requires before a prescription is filled — shapes access to medication and the outcomes that follow, particularly for older adults and for people whose care is split across programs.

I’m supported by an NIMH R01 (MPI: McGinty and Zhang), where I lead the quantitative analysis of how integrated special needs plans and the benefits Medicare Advantage plans add beyond the standard package relate to care for dual eligible beneficiaries with serious mental illness. Alongside it, I study what stands between a prescription and a filled one: coverage denials, what happens to people after one, and whether therapy continues when someone’s coverage changes.

Insurance design isn’t a backdrop — it’s an intervention that decides who gets care.

Looking ahead, I’m building a research program around a single question: how benefit design — coverage rules, cost sharing, and formulary requirements — creates incentives for plans and for patients, and how those incentives determine whether older adults with chronic conditions receive and continue effective medication. That is the question at the center of value-based insurance design: whether coverage can be built around the care that actually helps. Chronic condition special needs plans and cardiorenal-metabolic therapy for type 2 diabetes are the first case; the program extends to other conditions, drug classes, and forms of coverage as Medicare and its plans keep redesigning benefits. The aim is evidence beneficiaries can use to choose coverage, and that plans and Medicare can use to design it.

My doctoral work, in a different vein, developed theoretical models of pharmaceutical market structure, competition, and antibiotic resistance — a thread I’m still pulling on.

/02 Research

Four areas I keep returning to.

One thread runs through all of it: how the design of insurance coverage decides who gets care — and who keeps it.

01

Insurance benefit design and medication access

The core of my program. Coverage rules, cost sharing, formulary placement, and prior authorization create incentives for plans and for patients — and those incentives determine who starts an effective medication and who stays on it. Current work follows GLP-1 receptor agonists and SGLT2 inhibitors through denial, appeal, and the coverage transitions people move across.

Value-based insurance design Prior authorization Medication adherence
02

Medicare Advantage, special needs plans, and dual eligibility

How the structure of Medicare Advantage — and of plans tailored to a condition or an eligibility category — shapes utilization, quality, and access for beneficiaries with complex needs. Using 20% Medicare samples, I compare FIDE, HIDE, and coordination-only D-SNPs against look-alike plans, non-SNP MA, and traditional fee-for-service.

D-SNP integration Plan design Dual eligibles
03

Pharmaceutical markets, prescribing, and payment

Theoretical models of how drug prices, entry, and market structure shape antibiotic consumption and resistance, alongside empirical work on how regulatory and payment signals change practice — FDA black box warnings and prescribing to older adults, and the billing, denial, and pricing of newly coded technologies.

Industrial organization Antibiotic resistance Coverage & payment
04

Access and continuity for people whose care is fragmented

Where coverage, social circumstance, and workforce meet: unmet social needs and later acute care use in a large safety-net system, patient trajectories after hospice live discharge, the supply of home care workers relative to the population living with functional limitation, and follow-up care after an adverse pregnancy outcome.

Care transitions Safety net Long-term services & supports
/03 Publications

Papers and working drafts.

Published, under review, and in progress.

Published & Forthcoming / 05

01

Social Needs Screening and Subsequent Acute Care Utilization in a Large Safety-Net Health System: A Retrospective Cohort Study

Jia, M.*, Dong, H.* (joint first authors), Fiori, K., Adamson, E., Zhang, M., Tanner, D., Weeks, W.B., Speyer, P., Aerts, A., & Zhang, Y.

Abstract

Background. Health systems increasingly screen for patients' social needs, but evidence is limited on which specific needs are most associated with subsequent acute care use.

Objective. To examine associations between patient-reported social needs and subsequent acute care utilization in a large safety-net population.

Design. Retrospective cohort study linking 2023 social needs screening data from a large safety-net health system to longitudinal electronic health records from a multi-health system clinical research network.

Participants. 20,337 adults with a primary care visit who completed social needs screening in 2023.

Key Results. Overall, 15.9% screened positive for ≥1 social need; the most prevalent were food insecurity (5.9%) and problems with residence (5.6%). After adjustment, positive screening for transportation-related delayed care was associated with a 6.8-percentage-point increase in the probability of ≥1 hospitalization, an 8.4-point increase in ≥1 ED visit, a 1.2-point increase in ≥1 preventable hospitalization, and a 4.2-point increase in ≥1 preventable ED visit.

Conclusions. In a safety-net setting, transportation barriers showed the strongest and most consistent associations with subsequent acute care use, suggesting targeted transportation support and care-navigation strategies may be critical components of social care interventions.

Accepted · In press
02

Antibiotic Resistance, Drug Prices, and Entry

Jia, M., & Ma, C.-T. A. · Economics & Human Biology, 62, 101616

Abstract

Antibiotics lose power to kill microbes through excessive use, commonly known as antibiotic resistance, which is modeled by future cost increase from current use. The first best incorporates the future cost externality due to current consumption. Resistance and consumer welfare deviate from first best in various market structures. Low prices under competition lead to high consumption and resistance. Competitive managed-care plans use rationing contracts, which partially internalize the resistance cost externality by restricting use. A drug monopolist fully internalizes the externality but sets a high price. We derive necessary and sufficient conditions for higher consumer surplus under monopoly than competition.

Facing a potential entrant, an incumbent may consider entry deterrence and accommodation. To deter entry, the incumbent reduces current sales to lower future cost, which alleviates antibiotic resistance. Entry accommodation gives rise to two countervailing effects: sharing the market weakens the incumbent's incentive to internalize the cost effect, raising production and resistance; but a lower future cost raises profit, leading the incumbent to reduce production and mitigate resistance.

PresentedAmerican Society of Health Economists (ASHEcon) 2025 · International Health Economics Association (iHEA) 2025 · American Economic Association / Allied Social Science Associations (AEA/ASSA) 2025 · Chinese Economists Society (CES) 2025 North American Annual Conference

Published · 2026
03

A Machine Learning Approach to Prioritize Place-Based Prevention to Address Cardiovascular Disease Burden in New York City

Li, H., Jia, M., Adamson, E., Tanner, D., Weeks, W.B., Aerts, A., & Zhang, Y. · American Journal of Preventive Medicine

Published · 2026
04

Fluoroquinolone Prescribing to Older Adults Following FDA Black Box Warnings: A Comparative Analysis

Jia, M., Flory, J., McGinty, E.E., Rosen, T., & Zhang, Y. · Antimicrobial Stewardship & Healthcare Epidemiology, 6(1), e125

Published · 2026
05

Online Work Habits and Academic Performance

Jia, M., & Dvorak, T. · Journal of Learning Analytics, 3(3), 318–330

Published · 2016

Under Review / 07

01

Mechanical Thrombectomy Use After Hospital Adoption of AI Stroke Triage: A National Multi-Payer Claims Study

Jia, M.*, & Wang, L.X.* (joint first authors)

Selected3rd Annual Washington Health Economics Symposium (HEAL Network) · Washington, DC, October 2026

Under Review · 2026
02

Changes in GLP-1 Receptor Agonist Use at the Commercial-to-Medicare Transition

Jia, M., Maini, L., & Kakani, P. · Research letter

Under Review · 2026
03

Access to GLP-1 Prescriptions After an Initial Coverage Denial in Commercial, Medicaid, and Medicare Advantage Plans, 2018–2023

Jia, M., et al.

Under Review · 2026
04

Billing, Denial, and Prices for 3D-Printed Anatomic Models and Surgical Guides, 2019–2024

Wang, L.X.*, Jia, M.* (joint first authors), & Ghogawala, Z.

Under Review · 2026
05

Association between Enrollment in Integrated Special Needs Plans and Acute Care Utilization among Dual Eligibles with Serious Mental Illnesses

Zhang, Y., Jia, M., Daumit, G.L., Zhang, M., & McGinty, E.E.

PresentedAmerican Society of Health Economists (ASHEcon) 2026

Under Review · 2026
06

Prescription Denials For GLP-1 Receptor Agonists Across Commercial, Medicare, and Medicaid Coverage, 2018–2024

Jia, M., et al.

Revised & Resubmitted
07

Medicare Advantage Supplemental Benefits and Serious Mental Illness

Jia, M., et al.

Under Review · 2026

Working Papers / 04

01

Characterizing Patient Trajectories after Hospice Live Discharge among Medicare Beneficiaries

Li, H., Jia, M., & Zhang, Y.

Abstract

Background. Nearly one in five hospice enrollees is discharged alive ("live discharge"), a share that has grown in recent years, yet post-discharge prognosis is highly variable and poorly characterized.

Methods. Using a 20% random sample of 2014–2019 Medicare fee-for-service beneficiaries, we applied growth mixture modeling to biweekly Medicare spending over the 12 months following hospice live discharge, and multinomial logistic regression to identify characteristics associated with each trajectory.

Results. We identified five distinct post-discharge spending trajectories, ranging from rapid near-term mortality to prolonged survival with persistently high spending. Reason for live discharge, hospice care setting, and clinical complexity were the strongest predictors of trajectory membership.

Conclusions. Substantial heterogeneity in post-discharge trajectories points to opportunities for more personalized care planning after hospice live discharge.

2026
02

Addressing the Externalities of Medicine Overconsumption

Jia, M.

Abstract

I investigate the impact of inappropriate medicine usage on future healthcare costs in a multi-period model. The negative externality — any current medicine consumption raises future costs for the entire population — leads to market failures. The model includes forward-looking and myopic patients: the former recognize the long-term externalities of consumption, while the latter focus solely on immediate benefits. Their interaction exacerbates inefficiency, as forward-looking patients may cut consumption to limit future cost increases while myopic patients over-consume.

In a perfectly competitive market, marginal-cost pricing is inefficient because of myopic over-consumption. Under a monopolistic structure, pricing above marginal cost can curb overuse and improve social welfare by controlling future cost jumps. I further show that policy interventions such as taxes or subsidies can correct the market inefficiencies and improve healthcare outcomes.

2026
03

The Effectiveness of the Health System Reform on Affecting Self-Medication in China

Jia, M.

Abstract

Starting in 2010, the Chinese government implemented a series of national health care reforms to ensure accessible and affordable care, choosing several pilot areas with staggered implementation. Using ongoing national survey data from the China Health and Retirement Longitudinal Study (CHARLS), I analyze the impact of reform on patients' self-treatment behavior and on the severity of antibiotic abuse in China.

Through a combination of propensity score matching and difference-in-differences methods, I find that although the reform effectively reduces average monthly medical expenditures for people living within pilot areas, it is ineffective in limiting people's self-medication with antibiotics. Surprisingly, people living in pilot areas are more likely to use antibiotics after the reform.

2025
04

Informal Gift Exchange in the Public Health Sector

Jia, M.

Abstract

I study informal gift exchange in the public health sector in China. In the public system, a physician receives a fixed salary and additional payments from patients; a guilt effect from violating professional norms limits the size of informal payments. In the private system, the guilt effect vanishes because informal payment is legalized. Without the fixed salary, the physician in the private system abandons patients who offer low payments.

The distribution of patients' wealth levels and the physician's outside option determine relative welfare across the two systems. If too many patients are left behind, the regulator will support the public system.

2021
/04 Teaching

In the classroom.

From PhD seminars to master's labs, at Boston University and Weill Cornell Medicine.

Weill Cornell Medicine · Postdoctoral / 02

01

Machine Learning Applications in Health Policy and Research

Lab Lecturer · Master's level

Summer 2025 & 2026
02

Applications in Econometrics and Data Analysis

Teaching Assistant · Master's level

Summer 2026

Guest Lectures / 02

01

Applied Machine Learning in Health Economics

Health Economics (PhD) · Boston University

Fall 2025
02

Applying Behavioral Economics to Public Health Policy

Introduction to Health Services Research (Master's) · Weill Cornell Medicine

Fall 2025

Boston University · Doctoral / 05

01

QM717 · Data Analysis for Managerial Decision-Making

Teaching Assistant · Graduate

Fall 2021
02

EC581 · Health Economics

Teaching Assistant · Graduate

Spring 2019 – Spring 2020
03

EC571 · Energy and Environmental Economics

Teaching Assistant · Graduate

Fall 2018
04

EC387 · Introduction to Health Economics

Teaching Assistant · Undergraduate

Spring 2019 – Spring 2022
05

EC102 · Introduction to Macroeconomics

Teaching Assistant · Undergraduate

Fall 2017 – Spring 2022
/05 Current

What's on my desk right now.

Active grants, ongoing analyses, and what's coming next.

/01
Active · NIMH R01

Integrated special needs plans and supplemental benefits for dual eligibles

Leading the quantitative work for an NIMH-funded study of how integrated special needs plans shape care for dual eligible beneficiaries with serious mental illness, and of how the benefits Medicare Advantage plans offer beyond the standard package are distributed across the enrollees most likely to need them.

/02
In progress · Preliminary analysis

C-SNPs, value-based insurance design, and cardiorenal-metabolic therapy

The direction I’m building toward. Preliminary analysis of how enrollment in plans built around a single chronic condition relates to starting and staying on the cardiorenal-metabolic therapies recommended for older adults with type 2 diabetes — who enrolls, what benefit designs they encounter, and whether condition-tailored design shows up in treatment entry, in persistence, or in neither. The question underneath is one of value-based insurance design: whether coverage can be built around the care that actually helps.

/03
Active · Ongoing

GLP-1 access: coverage, denial, and continuity

A connected set of studies on what stands between a GLP-1 prescription and a filled one — how often claims are denied and for whom, what happens to people after an initial denial, and how use, out-of-pocket cost, and continuity of therapy change when someone’s coverage changes.

/04
Active · Technology & coverage

Coverage and adoption of AI-enabled medical technology

How payment and coverage rules shape whether new AI-enabled and digitally produced technologies reach patients — following adoption of AI triage software through to the treatments patients actually receive, and examining how newly coded technologies are billed, denied, and priced while their payment status is still unsettled.

/05
Active · Ongoing

Pregnancy, follow-up care, and long-term cardiovascular risk

Linking adverse outcomes in pregnancy to the follow-up care people receive afterward, and to cardiovascular disease in the years that follow — a test of whether coverage and care transitions after delivery change long-run risk.

/06
Wrapping up

Home care workforce and the population living with functional limitation

Finishing a paper measuring the supply of home care workers against the size of the population living with functional limitation, and what the gap between the two means for access to long-term services and supports.

/07
Ongoing · Theory

Antibiotic resistance, drug prices, and entry — theoretical modeling

Industrial-organization theory of how drug prices, market structure, and entry shape antibiotic consumption and resistance — extending the framework behind my Economics & Human Biology paper toward dynamic competition and the levers that balance resistance mitigation against innovation incentives.

/08
Methods

Methods I keep coming back to

Difference-in-differences with staggered adoption, instrumental variables for plan choice, and how to draw causal inferences from claims data when enrollment in any given plan is anything but random.

/06 Beyond

A life outside the claims data.

Cats, travel, and the parts of myself that don't fit on a CV.

Furry coauthor

Lemon

My most loyal research assistant — a lively tabby boy who doesn't read drafts, but sits on them.

Meet Lemon →
Field notes

The trips

South America, Japan, Bali, Taiwan — travel is how I remember that my data is made of people.

Where I've been →
Off the clock

Quiet hours

Creative writing, cooking, baking, and arranging flowers — the same care I bring to research.

Take a look →
On repeat

Music

A running playlist for writing, analysis, and long flights.

Have a listen →
← Beyond
/06Lemon

Lemon.

My most loyal — if unproductive — research assistant.

Lemon joined me in April 2021 — a lively tabby boy, born June 8, 2020. He has firm opinions about which drafts deserve to be sat on (all of them), and an uncanny sense for the exact moment a deadline is approaching.

He doesn't read my papers, but he keeps me company through every revision and reminds me to take breaks. On June 8, the only correct greeting is "Happy Birthday, Meow."

Lemon the cat Lemon the cat Lemon the cat Lemon the cat Lemon the cat
← Beyond
/06The trips

Places that surprised me.

I love road trips and the freedom of exploring the world at my own pace — travel is how I remember that my data is made of people.

Map of countries and cities I've travelled USA Boston New York Hawaii Peru Bolivia Chile Easter Island Japan China Chengdu Taipei Singapore Bali
South AmericaSolo trip
Peru, Bolivia, and Chile — high deserts, salt flats that mirror the sky, and the long, clarifying quiet of altitude. My first big solo journey.
JapanMany visits
From city neon to mountain shrines, Mt. Fuji to Kyoto's temples — the country I keep returning to.
Bali & SingaporeSoutheast Asia
Warm islands, rice terraces, and a city that feels like a glimpse of the future.
TaiwanEast Asia
Sun Moon Lake, the Kenting coast, the Alishan forest railway, night views, and the best small kitchens I've found anywhere.
HawaiiPacific
Volcanoes, black-sand beaches, and the bluest water — islands that feel like a deep exhale.
← Beyond
/06Off the clock

The parts that don't fit on a CV.

The same care I bring to a research design, I bring to a Sunday loaf or a bouquet.

01

Writing

prose & poetry

Creative writing is where I think without a regression table — the place ideas go before they become evidence. Selected pieces, coming soon.

02

Cooking & baking

since 2017

Bread, pastries, and the occasional ambitious cake. Nothing brings smiles to a table faster than something still warm from the oven.

Cooking and baking Cooking and baking Cooking and baking Cooking and baking
03

Floristry

since 2020

Small arrangements that bring a little spring to a winter desk — the same eye for balance I use in a figure, applied to stems and color.

Floral arrangement Floral arrangement Floral arrangement Floral arrangement
← Beyond
/06Music

On repeat.

A running playlist for writing, analysis, and long flights.

Playlists for writing, analysis, and long flights — find me on Spotify.

Listen on Spotify ↗
/07 Contact

Get in touch.

Always happy to connect — about research, a possible collaboration, or just to say hello.

Email
Affiliation
Weill Cornell Medical College, New York, NY
Department
Population Health Sciences · Division of Health Policy and Economics

For research collaborations, please email directly. I aim to respond within a few days.